About a week ago, I challenged my followers on Twitter to give me their best single piece of money advice in ten words or less . I was flooded with responses. After spending quite a bit of time sifting through them, here are the fifty best pieces of advice that came my way (out of well over a hundred – I actually used a spreadsheet to help me figure out the best ones to include). All of these are stellar money tips – and all of them come in with ten words or less. Enjoy. writealvaro : Don’t invest in what you don’t understand. mmmeg : I only need one word! ASK! The_Weakonomist : index emergency fund to unemployment. 9% = 9 months. MichaelBRubin : Spend more time, less money. fiscalgeek : The secret to money management is learning to be content. pearbudget : Know what really matters. Don’t spend money on other stuff. creditgoddess : Don’t borrow more than you can repay. dgstinner : A fool and his money are soon parted jacobmlee : Be mindful of how you spend money. JoeTaxpayerBlog : Don’t walk away from 401(k) match, regardless of debt situation. EdenJaeger : Live below your means and save all you can. tonyblacknyc : Better to sell a little early than a little late. Kplavcan13 : Pay yourself first, you can’t give yourself a bill. dweliver : Be content with what’s yours and you’ll always have plenty. centsiblelife : Spend less than you earn. Earn more. MoneyEnergy : Don’t save at 2% when you’ve got debt at 10%. thefinancialqb : If you try to get rich quickly, you will go broke fast. ObliviousInvest : Diversify. Minimize costs. Stay the course. Matt_SF : Borrowing money for a depreciating asset is a fool’s errand. benburleson : If you can’t afford it, don’t buy it. mapgirlsfc : Save regularly and spend less than you earn. jj_observations : Learn to love left-overs! tusharm : Don’t spend money that you don’t have. danielckoontz : Never reach for yield. randypeterman : “Where will you & your stuff be in 100 years?” Cat8040 : Don’t take on debt. KasyAllen : Don’t be afraid to ask for the savings! nhldigest : Best money advice “Don’t Spend More Than You Earn”. Green_Panda : My advice: Change one money habit at a time. MoneyEnergy : Don’t count all your chickens before they’ve hatched. fcn : Save and invest for the long term. MyLifeROI : If it depreciates, don’t pay interest on it! jessw61 : Save/invest as much as you can. Lisa_S_47 : working hard doesn’t mean you deserve anything you can’t afford. mtswartz : I’ll do it in two: Spend Less! GlennLucas : Prevent your government from bankrupting your nation. myfindependence : Be thrifty but don’t forget to enjoy yourself spendingsmart : You can’t outearn dumb spending. randallkirsch : A penny saved is more than a penny earned. Grumpicus : Use credit cards, NOT debit cards. flexo : The only one who cares about your money is you. ceetastic : Before purchasing, I ask myself, “Can you justify the expense?” moneyhighway : Money comes and goes the memories stay robertsm85 : If you don’t have the money then don’t spend it. roryboy : if you need to use plastic, you can’t afford it! msimonkey : Keeping up with the Jones’s is plain stupid. maverickstruth : Know what comes in, and what goes out. crazy_eddy : Let your assets buy your toys. sfordinarygirl : Buy generics/private label because it’s way cheaper jasonbob7 : One word: leftovers! Now, how about you? What’s the best money advice you can give in ten words or less? Leave yours in the comments!

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The Best Money Advice, in Ten Words or Less