Last week, I shared a list of 16 alternatives to Microsoft Money . These applications offer a variety of solutions for managing your personal finances. But not everyone wants to use a full-fledged computer program to track their spending. Many Get Rich Slowly readers (including my wife) are content to manage their money with a spreadsheet. Spreadsheets are easily customizable, and if you know what you’re doing, they can actually be a lot more powerful than standard personal-finance software. You spreadsheet wizards may want to check out personal finance templates from Google Docs. These documents are part of Google’s template gallery , and are freely available for personal use. Don’t like Google Docs? It’s easy enough to export these files in XLS format so that you can use them with a desktop spreadsheet program. There are currently 33 personal-finance templates in Google’s library: Use the checkbook register or the bank account ledger to track your spending. Build a budget with the family budget planner or the personal monthly budget . Plan your future with a savings calculator . Track your debt with a credit card payoff calculator , mortgage payoff calculator , or a simple loan calculator . There are even specialized tools, such as: the wedding budget manager , the shared house expenses tracker , road trip planner , auto expense report , and more. To view the entire list, check out the personal finance templates at Google Docs. (Some of you may also be interested in the business templates .) — Related Articles at Get Rich Slowly: Playing with Numbers: Using Spreadsheets to Learn About Money Handy Personal Finance Spreadsheets The Budget Toolbox: 13 Tools for Building a Better Budget A Free and Simple Budget Planner Back Up Your Computer to Save Time and Money

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Free Financial Spreadsheets from Google Docs